Pennsylvania boat owners should understand how boat insurance differs from that of your car insurance. Though one goes by land and the other by sea, there are variations beyond the basic coverages.
In fact, boat insurance policies, and yacht insurance policies can even vary between companies that specialize in boat insurance.

For a free Pennsylvania boat insurance quote apply online by selecting the link below
Free Boat Insurance Quote

What Is a Boat Insurance Policy?

Liability Coverage
This covers legal obligations to third parties due to injury, loss of life or property damage.

Agreed Value
Reimburses the insured for the amount listed on the policy in the event the vessel is a total loss.

Actual Cash Value
Takes into account depreciation and the condition of the boat at the time of loss. The latter option provides less coverage but the premium is usually reduced.

Berks County Insurance will provide you with free boat insurance quotes, from a local boat insurance agency that will custom tailor a boat insurance policy to fit your exact needs.

Get a free boat insurance quote online now, and have the best boat insurance companies, with the best boat insurance rates, provide you with boat insurance plans to fit your needs.

Use Berks County Insurance to get your online boat insurance quotes today. Start reducing your Pennsylvania boat insurance costs now.

Additional Boat Coverages

Medical Payments
Pays your first aid, ambulance and hospital bills in case of accident. Also covers any passengers injured on your boat.

Towing and Assistance
Pays for emergency assistance such as boat towing, emergency repairs while underway or
fuel delivery at sea.

Personal Property
Reimburses for loss of personal property including clothing, fishing gear, equipment, GPS and more.

Uninsured Boater
While not mandatory, this coverage compensates you and your passengers for injuries caused by another boat owner who carries no liability insurance.

For a free boat insurance quote apply online by selecting the link below
Pennsylvania Boat Insurance Quote

How much your boat insurance will cost depends on several factors. These factors include the value of the boat, its length, age, the type (sail or power), dock location, intended area of navigation and how high a deductible you choose. Methods of reducing your insurance premium include accepting a higher deductible, reducing your area of navigation, installing safety devices (like a fire extinguishing system in the engine compartment or a vapor detector in the bilge) and making sure the policy provides for “lay up” periods when your vessel is out of the water.

Take the time to get a free boat insurance quote
online now. Get the best boat insurance rate. Find the best boat insurance plan, and reduce your boat insurance cost now.

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Compare Quotes and speak to the experts in boat insurance.

For a free boat insurance quote apply online by selecting the link below
Free Boat Insurance Quote